how to apply for a UBA personal loan in Nigeria

Are you searching for instructions on how to apply for a UBA personal loan in Nigeria? Then Kisstech is the best place to get all the first-class information on personal loans and ways to get them without visiting the bank branch.

The UBA personal loan is created to support the entire bank customer salary earner who, at some point in the term, needs a loan to meet their needs. With this loan, the customer can cover bills such as house rent, medical bills, paying school fees, making other home improvements, and so on.

How to Apply with a USSD Code:

You don’t need paperwork! You don’t need too many conversations! And no waiting! Get a loan within a minute.

Just dial *919*28# and follow on-screen information

Send “Loan” to Leo on Instagram, WhatsApp, Apple messages, Facebook messenger or Google Business Chat

Select the Click Credit feature on the UBA Mobile App

1. You have Convenient repayment period of 60 months
2. Attractive interest rate (the interest rate will be on floating terms, subject to changes in money market conditions, for the period of the loan)
3. One-off management fee of 1%
4. The Maximum loan amount that you are entitled to is N30million
5. The Minimum loan amount is N200,000
6. Access up to 60% of your debt service ratio (DSR)

Requirements to apply for the loan

1. Must have savings or current salary account
2. Must fill out a loan application form.
3. You must provide valid means of Identification (international passport, national driver’s license,

National ID card and voter’s card).

4. Employer’s undertaking to domicile salary with UBA.
5. Duly accepted offer letter or employee inquiry form (The offer letter should contain Employee

Name, Employee Job Description/Position; Nature of Employment (Permanent or Contract);

Employee Job Status (Confirmed or unconfirmed).

Read Also: How To Make A Transaction In Nigeria Using Access Bank’s USSD Code

6. Copy of the obligor’s staff ID.

How to apply for the loan

1. Submit a completed loan application form with supporting documents at any branch
2. Execute an offer letter detailing the loan terms and requirements, following loan approval
3. The loan will be paid into the salary account opened with the bank.