How to use a Bank of America digital wallet to make payments or withdraw cash
Bank of America has made life very easy and simple for an American citizen who opens or has a bank account with Bank of America and other citizens who have an account with Bank of America (BOA).
Note that you can withdraw money from a Bank of America ATM or pay bills without your card through the cardless policies that the bank offers. Yes, you can withdraw cash without your card. The Bank of America ATM machine is proficient and durable for paying cash without interruption. You’re Card.
Sometimes in our lives, our hearts and minds get occupied with a lot of things, and we all know how painful it may be to get to the ATM machine stand and discover that you forgot your card at home. But Bank of America’s (BOA) cardless cash withdrawal eases the stress and time of going back home to pick up your card. When you are in a financial trap and you forgot your card, follow the content to get your cash or pay without stress.
Bank of America mobile banking, financial services, and transactions are now easy, fast, secure, and seamless. You can now enjoy digital banking services and cardless cash. This method is a faster, easier, and more secure way to pay, transfer, and withdraw cash by allowing you to simply use your phone instead of cash or your plastic credit card.
Customers can start an ATM withdrawal directly from their mobile banking app by simply logging into the app and selecting digital wallet, then the desired amount to withdraw. When you arrive at the ATM, you can use your smartphone.
How to withdraw money or pay with a Bank of America digital wallet
The digital wallet of Bank of America eases your stress and time, and it also increases convenience when you conduct ATM transactions and payments. Bank of America allows the use of phones to make payments or withdraw money instead of cash or your plastic credit card.
Getting cash at the BOA ATM without your card
You can make a withdrawal from a Bank of America ATM machine by using a contactless ATM to get cash without using your card. What needs to be done is to add your debit card to your digital wallet, and then you can get your cash using your phone. Select your card in your wallet and hold your phone over the contactless symbol at any Bank of America ATM.
How do I add a Bank of America card to my digital wallet?
- To add a Bank of America ATM card to your digital wallet, just follow the steps below:
- Log in to the app.
- Then tap the menu option in the navigation bar.
- Select the card you want to add and tap Digital wallets.
- Choose your preferred digital wallet.
- Select a contact channel and respond to a one-time passcode, or you will need to enter the card expiration date and card security code.
- Make your selection to complete adding your card to your wallet.
- Tap Use as Default Card. After that, you will return to the Bank of America app.
- Once you return to the Bank of America app, you will see a confirmation that your card has been added to your digital wallet. You’re now ready to make purchases or withdraw money. Just look for the contactless symbol in stores or ATMs.
Beware that you can add your card to Apple Pay, Google Pay, Samsung Pay, and PayPal. The following cards Bank of America cards are eligible for the digital wallet.
- Bank of America consumer credit cards and debit cards (excludes ATM-only cards)
- Merrill Lynch consumer credit cards
- S. Trust consumer credit cards and debit cards
- Small Business debit cards (excludes ATM-only, deposit-only and employee-only cards)
Also read: Bank of America Swift Code For Wire Transfer
How To Add your bank of America ATM card to Apple pay
Ways to add the card to a compatible Apple device from the Bank of America® Mobile Banking app
- Log in to the app.
- Tap the menu option in the navigation bar.
- Tap Manage Debit/Credit Card.
- On your desired card, tap Digital Wallets.
- In the Add to Wallet section, select Add on the Apple Pay option.
You can also decide to add a card using the Wallet app or within the Wallet and Apple Pay settings of your compatible device.
How to use a Card-less ATM Withdrawal from Bank of America
Bank of America ATMs have a contactless reader in addition to a standard card reader. Using the contactless reader, Bank of America debit cardholders can begin ATM transactions using a smartphone or other contactless device by following these steps:
- Choose the Bank of America digital debit card you add to your digital wallet. (Bank of America digital credit cards are not currently eligible for digital wallet ATM transactions.)
- Hold your phone, or another contactless device, over the contactless symbol on the ATM to access the digital debit card in your digital wallet.
- When prompted, enter your debit card PIN using the ATM keypad and start your transaction
How to lock Your Bank of America Digital wallet
You can lock your BOA Digital Wallet If your device is lost or stolen and you can’t locate it, you can lock or delete your Bank of America digital cards by signing into Online Banking, selecting Profile & Settings, then Digital Wallet & Virtual Card settings, and following the instructions provided.
Where can I use my Bank of America digital wallet?
You can use the Bank of America digital wallet on any of the following:
- Use your wallet to pay wherever you see the contactless symbol.
- When shopping online, just select a digital wallet as your payment option.
- In-app payment for rides, food delivery services, etc.
Withdraw cash at ATM: Just add your card to your digital wallet and get cash or deposit using your phone, Just select your debit card in your digital wallet and hold your phone over the contactless symbol at any bank of America ATM
How to use a Bank of America digital wallet to make payments or withdraw cash will help your transaction
