How to Transfer Money Using the Access Bank USSD Code

How to Transfer Money Using the Access Bank USSD Code

Have you been looking for instructions on how to transfer money with access to bank USSD codes? Kisstech is the place to get all the information you need to know about how to transfer money using the Access Bank USSD code in your comfort zone.

Basically, with the Access Bank USSD code *901#, customers are now able to transfer money, pay bills, buy recharge cards, open bank accounts, check account balances, and do many other transactions or activities from their comfort zone through their registered phone number with the bank.

In order to perform any transaction with an Access Bank USSD code, you must enroll in it by creating a 4-digit PIN with the phone number that is registered with your bank account. Basically, you must have an account with the bank, which is either savings or current.

Also read: How To Contact GTbank Customer Service In Nigeria 24/7

Note: There is a charge of ₦6.98K that will be deducted from your bank account by your network provider when you transact using *901#. This charge is a requirement for all financial transactions made on all USSD platforms in Nigeria, including the *901# platform. Airtime and data purchases through USSD are, however, exempt from this charge.

This article will help you see how all the USSD codes are used to transact financially with access banks. Basically, let’s consider how to register or enroll for the Access Bank USSD code in Nigeria.

The Access Bank USSD code is available for all individual account holders whose phone numbers are registered with any of the mobile network operators (MTN, GLO, Airtel, or 9Mobile) and whose numbers are linked and correctly maintained with the bank.

Customers can engage in using this service both home and abroad, provided that your number is still active with the service provided and is still linked to your bank account as long as they have an active roaming service.

This Access Bank USSD code *901# service is safe, fast, convenient, and a secure platform for transacting. You have to input or punch your PIN to authenticate every transaction as a personal security measure.

Requirements to register for the Access Bank USSD code

Simple steps to follow to activate your Access Bank USSD code on your phone:

  1. Access bank account numbers.
  2. Mobile phone number linked to your Access Bank account.
  3. Mobile phone, either analog or smartphone.
  4. Available network signal.
  5. Access Bank Mobile Banking Code: *901#

Easy steps on How to register for the Access Bank USSB code

To register an Access Bank USSD code, customers must dial *901# and follow the steps below:

  1. Dial *901# from your own phone number that is linked with your bank account
  2. Click on ‘Transfer’
  3. Input the last 6 digits of your debit card number, and then you will be asked to input your date of birth if you don’t have an active debit card.
  4. Enter your account number
  5. Create a 4-digit PIN for transaction authorization

How to Buy Airtime or recharge card with your Access Bank USSD Code

There are tons of ways to buy recharge or airtime from an access bank for yourself or for someone else. You can follow the steps below to buy airtime

A simple method on How to buy Airtime for yourself from Access bank using a USSB code

To buy airtime or card for a registered phone link with your access bank account, every customer have to dial *901*Amount#

For instance, you need to buy N1000 airtime for a phone number that’s registered with your access bank; just dial *901*1000# to buy a recharge card without delay.

Using a USB code, you can easily purchase airtime for your loved ones from Access Bank.

To purchase airtime or recharge card for someone or family members from your access bank account using a USSB code, just dial *901*Amount*Phone Number#

For instance, if you want to buy N900 card for your sister, wife or anybody with the following Glo line: 09055553225, just dial *901*900*09055553225#

Simple steps on How to Transfer Money from Access bank

Those Access Bank customers can simply transfer money between their bank account or transfer to other persons fast using a USSD code from their comfort zone at any point in time from any location, provided they can access the network and their bank account is active.

To transfer money to an Access Bank account, please dial *901*Amount*Account Number# and confirm the transaction with the last 4-digit pin.

For example, if your wife has an account with an access bank and you want to transfer N40,000 from your own access bank to her account, all you need to do is dial *901*40000*her account number.

How to transfer money from Access Bank to another bank account, e.g. UBA

A simple way to transfer money from your access bank to another bank account, e.g., UBA, GtBank, or FCMB Simple example: dial *901*2*AMOUNT*NUBAN Account Number#

Example: maybe you want to send money to your mother’s bank with UBA, Through your Access Bank, simply dial: *901*2*AMOUNT*NUBAN Account Number#

Simple Ways to Block or Deactivate Access Bank Card or Block ATM Card

Want to block your Access bank account or ATM card?  Just dial *901*911# from any phone, input the registered phone number link to the account you want to block, and your USSD profile will be deactivated and blocked automatically.”

To block your Access bank account, dial *901*911# on any phone and follow the simple steps below:

  1. Dial *901*911#
  2. Select Option 2: “Block Account.”
  3. Select “Self” or “others” for others
  4. Enter the phone number linked to the account
  5. Select the account you want to block. Select either one of your accounts or all of them.
  6. Enter your USSD PIN

If you want other services, dial *901# and select Other Services.

  1. Select Option 9 (Opt-Out)
  2. Select Block Account
  3. Select “Self” or “Third-party” for others
  4. Enter the phone number you linked to the account
  5. Select the account you want to block. You may select either one of your accounts or all of them.
  6. Enter your USSD PIN

After you are through or done with this process, a successful notification will display on your phone screen once you correctly complete the necessary actions and your account would be instantly blocked.

Learn: How to open Access Bank Domiciliary Account and types

Simple steps on How to Reset Access bank 4-Digit PIN

Resetting access bank transfer Pin: in case you don’t remember it, just dial *901*0# to reset the pin.

Ways to unblock Access bank account and ATM cards

You have access to unblock your Access bank accounts by doing any of the below:

  1. Send a duly signed instruction via email to contactcenter@accessbankplc.com
  2. Call our 24-hour contact center on 07003000000 or visit a branch.
  3. Click HERE to use the self-service customer support option on our website
  4. Visit a branch close to you for further assistance.

How to check Access bank account balance via ussd code

  1. Access bank customers can also check their account balance at any moment from their comfort zones by Dialing *901*00# on their Access Bank registered phone number
  2. Input your security code.
  3. Your account balance will be displayed immediately after the generation has been provided.

Method of Access: bank Cardless Withdrawal process “Without ATM Card”

To withdraw money from an Access Bank ATM or POS without an ATM card, all Access Bank customers need to do a cardless withdrawal with the steps below.

  1. Dial *903#.
  2. Select Cardless withdrawal
  3. Select the “ATM Withdrawal” option.
  4. Enter the amount and validate the transaction with your PIN.
  5. You will receive a notification of a successful withdrawal transaction code.
  6. Keep the code safe and visit any of our nearest access bank ATM
  7. Press ‘0’ to perform a cardless withdrawal.
  8. Select Access Money and dial your phone number, the amount initiated, and the 9 transaction code. Save and select continue.
  9. Collect your cash from the ATM.

You can as well make use of the Access bank mobile app to perform cardless withdrawal without ATM card by following the simple steps below.

  1. Download Access Bank mobile app on the Google PlayStore or AppStore
  2. Select Cardless withdrawal on the menu
  3. Select Account either saving or current
  4. Input one time Pin
  5. Input transaction pin/Token
  6. Verify
  7. Submit
  8. Pay code generated
  9. This code is taken to ATM for cash-out

Simple Steps to withdraw money through a cardless means without an ATM card at Access bank ATM after generating your paycode.

  1. Enter any key at ATM
  2. Select Cradles Withdrawal feature
  3. Enter the 0-14 digit withdrawal passcode
  4. Enter your one-time PIN for verification
  5. Enter amount to withdraw
  6. Collect your cash